Straight answers.

No. Payments run on your own Stripe account through Stripe Connect, and funds settle directly to you. Claddr is the compliance layer around checkout.

No one can. Claddr puts preventive measures in place and keeps the evidence. Approval and continued service are decided by Stripe and the card networks.

Merchants whose products need buyer qualification or a clear record of intent. Every application is reviewed, and some categories we won't take on.

We only take merchants we can genuinely help. Reviewing each one also keeps the platform credible with processors.